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If your 2025 benefits renewal felt unusually difficult to navigate, you were not alone—and more importantly, it wasn't random. I've had the same conversation with dozens of leadership teams recently: "We... Continue Reading

Employers that sponsor self-insured group health plans, including health reimbursement arrangements (HRAs) should keep in mind the upcoming July 31, 2024, deadline for paying fees that fund the... Continue Reading

This alert is of interest to all employers that sponsor self-insured group health plans, including Health Reimbursement Arrangements (HRAs). Note that the PCORI fee does not apply to most health... Continue Reading

The ideal for anyone managing a group health plan is to enhance the organization’s employee benefits program while somehow also lowering healthcare costs. Alera Group can show you... Continue Reading

CMS Redesigns the Medicare Part D Prescription Drug Program Beginning in 2025 As a result of the changes to Medicare Part D under §11201 of the Inflation Reduction Act of 2022, on April 1,... Continue Reading

On April 26, 2024, the Office for Civil Rights (OCR) at the U.S. Department of Health and Human Services (“HHS”) issued a Final Rule amending the HIPAA Privacy Rule to protect the... Continue Reading

On November 9, 2023, the Internal Revenue Service (IRS) released Revenue Procedure 2023-34, which increases the health flexible spending account (FSA) salary reduction contribution limit to... Continue Reading

This alert is of interest to all applicable large employers (ALEs) – generally, those with at least 50 full-time equivalent employees. ​The Internal Revenue Service (IRS) has... Continue Reading

Under the ACA, Applicable Large Employers (ALEs) are required to offer “affordable” medical coverage to full-time employees or be subject to a fine. In September 2023, the IRS announced that... Continue Reading