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Open enrollment season is upon us! For employers that offer an HSA-eligible plan, we've put together a slideshow you can use to educate your employees about Health Savings Accounts.   Our #1 tip?  It's helpful to explain HSAs like a "health 401(k)"&md...
Oct 22, 2020
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So many acronyms! It's easy to get lost in the land of healthcare plan options. For this post, we'll tackle a frequent question: what's the difference between a health maintenance organization (HMO) plan and a high-deductible health plan (HDHP)? If you're moving from an HMO plan t...
Sep 28, 2017
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“Care” is defined as physicians and dentists, but also specialists like anesthesiologists, occupational therapists, and physical therapists. The services provided by hospitals, labs, radiology facilities, and pharmacies are also deemed care. If you are getting a complex procedure like a...
Sep 21, 2017
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Spotlight Series: Year-End Health Savings Account Eligibility And Tax Season

Yes, it's the end of the year and tax season seems far away, but as many may have switched to an HSA-qualified HDHP during open enrollment, it's important to know how year end eligibility in 2015 could affect your taxes in April of 2016 and b...

Jan 04, 2016
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Spotlight Series: Avoiding the Pitfalls of Health Savings Accounts

Having already beaten the drum of HSAs in a previous post, it’s also prudent to identify the negative aspects that can be associated with the use of these accounts. After you’ve decided that an HSA-qualifying HDHP is for you and you&rsquo...

Dec 22, 2015
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Spotlight Series: Health Savings Accounts and the Inherent Gamble of Health Insurance

Insurance as an industry calculates probabilities of pooled risk. Insurance companies are betting that we (as individuals and on a larger scale, employment groups) will pay more in premiums than they will in medical care costs. As they make this bet,...

Dec 15, 2015
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Level (partial-self) funding: A data-driven path to self insurance

The Affordable Care Act has caused a fundamental shift in the way employers think about offering healthcare and health plans to employees. Starting in 2016, the onset of the Employer Mandate and the expansion of Community Rating&n...

Nov 02, 2015
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Spotlight Series: ACA Community Rating - How Data Can Help You Navigate Rate Shocks

Data drives decisions. No matter the size or relative impact of the decision, data is necessary. When the decision is as impactful as the kind of health insurance to choose for your employees, it becomes even more critical. Small and medium-sized...

Oct 26, 2015
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Spotlight Series: The Employer Mandate 2015

Compliance with the employer mandate in the ACA isn’t hard with the right reporting system and technology. In this post, we’ll shine a light on what you need to know and do to comply. When you're done, get in touch with us and see how...

Oct 19, 2015
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Lumity Receives $14M in Series A Led By The Social+Capital Partnership

Big things are happening here at Lumity. Our core belief, that people should be able to easily access the information they need to make the right health insurance decisions no matter the size of their employer, drives us. Today we are happ...

Sep 16, 2015
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Democratizing Health Insurance for the 99%

By Tariq Hilaly, Co-Founder and CEO For many Americans the healthcare system is a disaster. The cost continues its steady march upward. Insurance premiums are skyrocketing 3x faster than inflation1 - often for reasons few understand. There’s...

Sep 03, 2015
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