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Claim A formal request to an insurance company asking for a payment based on the terms of a certain health insurance policy – usually made by the healthcare provider based on services you use. Co-insurance A percentage of costs for services you agree to pay when a clai...
Dec 04, 2015
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How data insights and one-on-one benefits counseling creates the best open enrollment experience for employers and employees. Open enrollment meetings can evoke memories of an hour spent in a cold conference room with coworkers, getting confused to frustration and just selecting one of two plans...
Dec 02, 2015
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The Affordable Care Act has caused a fundamental shift in the way employers think about offering healthcare and health plans to employees. Starting in 2016, the onset of the Employer Mandate and the expansion of Community Rating for more businesses (depending on state) ...
Nov 02, 2015
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Spotlight Series: ACA Community Rating - How Data Can Help You Navigate Rate Shocks

Data drives decisions. No matter the size or relative impact of the decision, data is necessary. When the decision is as impactful as the kind of health insurance to choose for your employees, it becomes even more critical. Small and medium-sized...

Oct 26, 2015
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Spotlight Series: The Employer Mandate 2015

Compliance with the employer mandate in the ACA isn’t hard with the right reporting system and technology. In this post, we’ll shine a light on what you need to know and do to comply. When you're done, get in touch with us and see how...

Oct 19, 2015
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Lumity Receives $14M in Series A Led By The Social+Capital Partnership

Big things are happening here at Lumity. Our core belief, that people should be able to easily access the information they need to make the right health insurance decisions no matter the size of their employer, drives us. Today we are happ...

Sep 16, 2015
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Democratizing Health Insurance for the 99%

By Tariq Hilaly, Co-Founder and CEO For many Americans the healthcare system is a disaster. The cost continues its steady march upward. Insurance premiums are skyrocketing 3x faster than inflation1 - often for reasons few understand. There’s...

Sep 03, 2015
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