Cons of a Captive Trust
If the marketing messages surrounding health insurance captive trusts sound too good to be true, you’re right to be skeptical. I understand why the over-simplified messaging resonates. Insurance underwriting is dry stuff. Health plan m...
Debunking Employer Healthcare Costs
Twenty percent of employers, of all sizes, increased their health-related benefits over the last 12 months according to the SHRM 2019 Employee Benefits Survey. And, no surprise here: healthcare benefits and their rising costs remain top of mind. B...
6 Things to Look for in a Benefits Advisor
Monday. You just realized you’ve scheduled yourself three interviews in the morning, you have a quarterly team meeting in the afternoon, and sales needs you to onboard the new SDR. You sigh at the triple-digit number of emails staring back at y...
The Bad Renewal Trap
Most fully-insured employers are flying blind into their annual health plan renewals. Without claims data, finance and HR professionals have no way of knowing what to expect. So, if you’ve ever gotten a steep renewal rate, or you’re facin...
AMA: Annual Health Plan Renewals
In this 30-minute “ask me anything” open forum, Tariq Hilaly, Lumity CEO, sheds light on a very opaque and frustrating process: the annual health plan renewal. If you feel like your company is flying blind, you’re not alone. Duri...
How to Drive HSA Adoption: Mitigate Employee Risk with Plan Design
Where we last left off in this series, the key takeaway was “money talks”: finding your employer contribution sweet spot incentivizes further employee Health Savings Account (HSA) uptake. But after the right employer contribution is in pl...
![[On-Demand Webinar] Ending Renewal Roulette](https://lumity.com/images/1563441255End-Renewal-Roulette.png)
[On-Demand Webinar] Ending Renewal Roulette
With employer healthcare costs rising 2-3x faster than wages, blindly hoping for a good “trend” renewal isn’t sustainable. Join us for a 15-min 'skim'-inar to learn how your company can regain control and.
Benefits Modeling: How to Speed-Date Plan Design
Providing a quality benefits plan is of critical for attracting and retaining talent. If you've begin thinking that your current plan isn't isn’t quite all you need it to be and you’re looking for a change, it's important...