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Back in March 2020, in the early days of the pandemic, the Lumity team began planning to deliver a 100% virtual open enrollment to our clients with remote employees in mind. Asynchronous Approach Employers expressed a need for more flexibility around work schedules, so we took an asynchro...
Jul 28, 2021
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On May 18, 2021, the IRS issued the COBRA subsidy guidance we’ve all been waiting for. Notice 2021-31 provides guidance on employer tax breaks under the American Rescue Plan Act (ARPA) for continuation health coverage under the Consolidated Omnibus Budget Reconciliation Act of 1985 (...
May 19, 2021
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2020 Employer Annual Reporting Canceled! On May 4, 2021, the City of San Francisco waived the employer reporting requirement for the Health Care Security Ordinance (HCSO) and Fair Chance Ordinance (FCO) for calendar year 2020 due to the ongoing COVID-19 public health crisis.  Ev...
May 05, 2021
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3 Common Issues When Employees Relocate without Notifying Their Employer First

As employees embrace the ability to “work from anywhere”, it’s critical to point out a common mistake. Before relocating, it’s essential employees let you know before they make the move. If they move first, then notify you,...

Apr 19, 2021
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Dependent Care FSA Increase and 100% COBRA Subsidies Passed by Congress

On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (ARPA).  The ARPA brings two big benefits changes. 100% COBRA subsidies: from April 1, 2021 through September 30, 2021 for individuals and family member...

Mar 11, 2021
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Government Clarifies End of Benefit Plan Deadlines Due to COVID-19

On Friday, February 26, 2021, the U.S. Department of Labor (DOL) issued guidance regarding the suspension of benefit plan deadlines during the "outbreak period". (See EBSA Disaster Relief Notice 2021-01). This new guidance was necessary...

Mar 02, 2021
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U.S. Public Health Emergency Officially Extended

The public health national emergency has officially been extended by the U.S. Department of Health and Human Services (HHS) through April 20, 2021. HHS must renew public health emergencies every 90 days. The Implication for Gro...

Jan 12, 2021
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Top 10 Remote Employee Perks & Resources

Remote work during a pandemic is an unprecedented situation. As employers extend their work from home plans through the end of 2020 (or beyond), HR teams are seeking ways to support their new remote workforce above and beyond health care, EAPs, ...

Jul 15, 2020
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Finding Funds For Diversity, Equity, & Inclusion Initiatives

As HR professionals lean in and lead their people through a time of racial reckoning on top of a global pandemic, the urgency for securing funds for Diversity, Equity, & Inclusion (DEI), anti-racist programs, and mental health initiativ...

Jun 05, 2020
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7 Strategies to Reduce Employer Health Plan Costs—Despite a Pandemic

What I’m about to share is probably not what you would expect. In a pandemic year, you could very well get a favorable (or even negative) health plan renewal rate. Especially if you’re a tech employer. Seems incredulous, on the surface...

May 25, 2020
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Before a RIF, factor in small vs large group health plan costs

If you’re contemplating a reduction in force (RIF) to cut your operational costs, it’s critical to avoid this all-too-common mistake. Large vs Small Group Health Plan Costs If the RIF will drop you down from large group to small gro...

Apr 29, 2020
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Unintended Consequences of Employer COBRA Subsidies

Last week, benefits compliance attorney Marilyn Monahan presented a webinar on “COBRA in the time of COVID-19.” And one topic came up that deserves more attention regarding employer COBRA subsidies. Layoffs, unfortunately, have become...

Apr 13, 2020
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These Carriers are Waiving COVID-19 Treatment Costs

Health insurance carriers are already covering COVID-19 tests, and many are covering telehealth costs associated with COVID-19 screening. These carriers have recently announced they're waiving coronavirus treatment costs. Aetna Waives Coronavi...

Apr 06, 2020
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Leave Laws & COVID-19

Today, I reached out to compliance and benefits attorney, Marilyn Monahan, to ask how COVID-19 might interact with leave laws. I’m sharing what I learned with the broader community. Employers should review their sick leave policies to determ...

Mar 09, 2020
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