Compliance

The latest blogs on employer-sponsored health plan compliance and legislative updates.

Allowing health plan changes outside of open enrollment without a permitted mid-year election change is risky. Doing so may lead to the following:1. Cancellation of your group health insurance plan, 2. Disqualification of your cafeteria plan, and/or 3. Opening the door for litigation or claims of di...
Mar 26, 2019
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Employer Annual Reporting Due April 30, 2019 All employers subject to San Francisco's Health Care Security Ordinance (HCSO) are required to submit their 2018 Employer Annual Reporting Form by April 30, 2019. The San Francisco Office of Labor Standards Enforcement (OSLE) enforces the ordinance, a...
Feb 20, 2019
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The Affordable Care Act (ACA) and the future of healthcare will remain a story to watch into 2019. And, in addition to staying apprised of what’s going on at the federal level, HR professionals will need to keep an eye on benefits legislation at the state level. Because states continue to have...
Dec 05, 2018
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IRS Extends Deadline to Issue Health Coverage Forms to Employees

3 Things You Need to KnowThe IRS has extended the due date for employers to provide 2018 health coverage information forms to individuals. Employers have until March 4, 2019.The extension means your employees may not receive Forms 1095-B or 1095-C by...

Dec 04, 2018
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SF Paid Parental Leave Ordinance

San Francisco's Paid Parental Leave Ordinance requires employers to provide up to 6 weeks of supplemental compensation to employees who receive California Paid Family Leave benefits to bond with a new child. Employers with 20 or more employees are co...

Apr 28, 2018
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[On-Demand Webinar] SF HCSO - Employer Basics

San Francisco's Health Care Security Ordinance (HCSO) Annual Employer Reporting Form is due April 30, 2018. Does it apply to you? If you have even 1 employee working in SF, it likely does. This 15-minute webinar provides a rundown for employers....

Apr 13, 2018
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Employers, Domestic Partnerships, and the IRS

Tax and Coverage RulesWhen it comes to health benefits for domestic partners, employers often struggle with the tax and coverage rules. Multiple factors compound the complexity, so if you’re not an expert, it’s easy to spin in circles.Thi...

Feb 05, 2018
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Domestic partnerships, civil unions, and health insurance: the basics

Health benefits for parties in a domestic partnership or civil union can be an effective recruiting tool. Domestic partnerships and civil unions historically provided coverage to same-sex couples. Yet health benefits for such parties can cost a compa...

Sep 13, 2017
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UPDATE: New Law Eases PEO Migrations

On December 16, 2014, Congress passed the Small Business Efficiency Act (SBEA) and on January 1st of this year it formally took effect. After IRS delays, the law is now in full effect for employers. If you’re an employer this law affects you if...

Jun 09, 2017
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Are you Compliant with SF HCSO?

If you have a business in San Francisco, you have certain obligations to your employees under the Health Care Security Ordinance. Much like the federal Affordable Care Act, there are rules you have to follow depending on your company size with regard...

Jan 18, 2017
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FMLA Leave: Dads matter too!

Do you view FMLA leave after the birth of a child as a privilege exclusive to the mother? Perhaps you view a father’s paternity leave as an afterthought- a secondary concern that should cause as little disruption to your company as possible.In...

Oct 11, 2016
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Do You Know How to Count FMLA Eligibility Hours?

One of the most problematic areas for you when it comes to determining an employee’s FMLA leave eligibility are hours of service.  It's important to note that the burden of proving that an employee has not met the hours of service lies wit...

Jun 08, 2016
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Are you an FMLA Covered Employer?

A good starting point when it comes to the Family and Medical Leave Act (FMLA) is determining whether or not you are a “covered” employer.  A covered employer is typically a business with more than 50 staff members.  This a...

Jun 06, 2016
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Are you an FMLA Covered Employer?

A good starting point when it comes to the Family and Medical Leave Act (FMLA) is determining whether or not you are a “covered” employer.  A covered employer is typically a business with more than 50 staff members.  This a...

Jun 06, 2016
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How to Fail at FMLA

Keeping lines of communication open and your supervisors educated is critical when employees request any leave- especially since they don’t need to specifically request FMLA leave in order to be entitled to it. Whether an employee req...

Jun 06, 2016
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Lumity Spotlight Series: Family & Medical Leave Act

The Family and Medical Leave Act (FMLA) should demand your serious consideration as an eligible employer.  With lawsuits on the rise and requirements as stringent as ever it is an area of employment law you should know inside out.  Whether...

May 25, 2016
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Intro to Workplace Wellness: Getting it Right

Implementing a wellness program in the workplace could be one of the most prudent decisions you ever make as an employer.  There are several obvious benefits as a healthy team is more motivated to stay at work, recovers from sickness quicke...

Apr 12, 2016
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New Workplace Laws Require your Attention

New workplace laws have come into effect that could prove expensive if ignored. Failing to comply with the new laws could earn you civil fines and criminal penalties, not to mention irreversible damage to your company's reputation. Take these five in...

Apr 07, 2016
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Random FMLA Audits Loom: Prepare Yourself

If you are an employer with 50 or more workers, you’re probably aware of the Family and Medical Leave Act (FMLA). You might be fairly confident that your practices and procedures comply with current federal laws and regulations; or perhaps it’s...

Mar 17, 2016
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The Legal Side of Employee Health Savings Accounts

Health Savings Accounts (HSA) can help offset the costs of your employees’ medical care when they are enrolled in a High Deductible Health Plan (HDHP). Many employers find that the premium savings with HDHPs can be used to encourage their...

Jan 18, 2016
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Spotlight Series: ACA Community Rating - How Data Can Help You Navigate Rate Shocks

Data drives decisions. No matter the size or relative impact of the decision, data is necessary. When the decision is as impactful as the kind of health insurance to choose for your employees, it becomes even more critical.Small and medium-sized busi...

Oct 26, 2015
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Spotlight Series: The Employer Mandate 2015

Compliance with the employer mandate in the ACA isn’t hard with the right reporting system and technology. In this post, we’ll shine a light on what you need to know and do to comply. When you're done, get in touch with us and see how our...

Oct 19, 2015
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