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It's peak open enrollment season at Lumity, and I wanted to share one of my favorite PowerPoint presentations. It's an employee education deck around spending accounts.  During open enrollment, employees look to HR for benefits election guidance. It's important that you’re...
Nov 10, 2021
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Open Enrollment: Employee Spending Account Education
Open enrollment season is upon us! For employers that offer an HSA-eligible plan, we've put together a slideshow you can use to educate your employees about Health Savings Accounts.   Our #1 tip?  It's helpful to explain HSAs like a "health 401(k)"&md...
Oct 20, 2021
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Health Savings Accounts 101 Slideshow
Most fully-insured employers are flying blind into their annual health plan renewals. Without claims data, finance and HR professionals have no way of knowing what to expect. So, if you’ve ever gotten a steep renewal rate, or you’re facing one now, read on. First, we’ll explain how...
Oct 11, 2021
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The Bad Renewal Trap

5 Tips and Templates for Open Enrollment

Once a year, your employees are asked to make a complicated decision—one that could significantly affect their health and finances. And employees are looking to HR for guidance as they make their health plan choices. So, today, I don’t...

Oct 04, 2021
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10 Things Your Employees Need to Know about Health Plans

Not understanding the basics of how a plan works can significantly drive up healthcare costs for your employees. If you or a loved one has faced unexpected medical bills, you’ve felt the stress and limbic system response. There are a ton of...

Oct 01, 2021
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6 Things to Look for in a Benefits Advisor

Helping employees navigate health plans, insurance claims, and various benefit options is a full-time task that requires the expertise of benefit industry professionals. HR professionals and People leaders already have a lot on their plate without ge...

Sep 30, 2021
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Are you Compliant with SF HCSO?

If your organization is in San Francisco, you may have certain obligations to your employees under the Health Care Security Ordinance (HCSO). The HCSO can apply to an employer even if only one employee performs work in San Francisco....

Sep 01, 2021
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Have you outgrown your PEO?

In a company’s early days, engaging a professional employer organization (think TriNet, Sequoia One, or ADP PEO, etc.) is practical. Outsourcing employee management tasks such as employee benefits and payroll allow a small employer to focus on...

Aug 18, 2021
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Asynchronous Open Enrollment Experience for Remote Employees

Back in March 2020, in the early days of the pandemic, the Lumity team began planning to deliver a 100% virtual open enrollment to our clients with remote employees in mind. Asynchronous Approach Employers expressed a need for more flexibi...

Jul 28, 2021
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