On Friday, February 26, 2021, the U.S. Department of Labor (DOL) issued guidance regarding the suspension of benefit plan deadlines during the "outbreak period". (See EBSA Disaster Relief Notice 2021-01). This new guidance was necessary due to a provision of ERISA that states that the D...
Mar 02, 2021
Government Clarifies End of Benefit Plan Deadlines Due to COVID-19
The public health national emergency has officially been extended by the U.S. Department of Health and Human Services (HHS) through April 20, 2021. HHS must renew public health emergencies every 90 days. The Implication for Group Health Plans ------------------------ UPDAT...
Jan 12, 2021
U.S. Public Health Emergency Officially Extended
Internal Revenue Service (IRS) issued Notice 2020-84 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on or after Oct. 1, 2020, and before Oct. 1, 2021. Under the Affordable Care Act (ACA), health insurers and self-funded health plans ar...
Dec 17, 2020
IRS Increases 2021 PCORI Fee for Health Plans

Asynchronous Open Enrollment Experience for Remote Employees

It’s a novel year for open enrollment, too. In March 2020, the Lumity team began planning to deliver a 100% virtual open enrollment to our clients with remote employees in mind. Asynchronous Approach Employers expressed a need for more fl...

Nov 23, 2020

Health Savings Accounts 101 Slideshow

Open enrollment season is upon us! For employers that offer an HSA-eligible plan, we've put together a slideshow you can use to educate your employees about Health Savings Accounts.   Our #1 tip?  It's helpful to exp...

Oct 22, 2020

5 Tips and Templates for Open Enrollment

Once a year, your employees are asked to make a complicated decision—one that could significantly affect their health and finances. And employees are looking to HR for guidance as they make their health plan choices. So, today, I don’t...

Sep 30, 2020

10 Things Your Employees Need to Know about Health Plans

Not understanding the basics of how a plan works can significantly drive up healthcare costs for your employees. If you or a loved one has faced unexpected medical bills, you’ve felt the stress and limbic system response. There are a ton of...

Aug 25, 2020

Going Global with Benefits

In most companies, the first international new hires are salespeople. Typically, the head of sales comes to HR and says something like, “Hey, we’re going to expand” or “I just hired someone in Ireland.” (Or Bolivia, or T...

Jul 31, 2020

Top 10 Remote Employee Perks & Resources

Remote work during a pandemic is an unprecedented situation. As employers extend their work from home plans through the end of 2020 (or beyond), HR teams are seeking ways to support their new remote workforce above and beyond health care, EAPs, ...

Jul 15, 2020